body	{	font-family: Tahoma, Arial, Helvetica, sans-serif; 
			font-size: 11pt; 
			margin: 0; 
			padding-bottom: 2px; 
			padding-left: 2px; 
			padding-right: 2px; 
			padding-top: 2px; 
			background-color: #ffffff; 
			background-image: url("images/background.gif"); 
			z-index: 1; 
			color: #333333; }


td, p, b,input,div
			{	color: #333333; 
				font-family: Tahoma, Arial, Helvetica, sans-serif; 
				font-size: 11pt; 
				text-decoration: none; 	}

a			{	color: #004d99;
				text-decoration: underline;	}
a:hover		{	color: #990000;
				text-decoration: none;		}

.menuBar    {	border-left: 1px solid #000000;
				border-right: 1px solid #000000;
				background-color: #ffffff;
				background-image: url("images/tabs/tab-under.gif");	}


.menuSpacer2 {	background-color: #ffffff;
				background-image: url("images/tabs/tab-spacer.gif"); }

.menuSpacer {	border-bottom: 1px solid #000000; }

.mainContent	{	border-left: 1px solid #000000;
					border-right: 1px solid #000000;
					border-bottom: 1px solid #000000;
					background-color: #ffffff;
					background-image: url("images/maincontent-background.gif");	}

.footerBar	{	background-color: #ffffff;
				background-image: url("images/tabs/tab-under.gif");	}
			
.headline	{	color: #004d99;
			font-size: 12pt;
			font-weight: bold;
}

.conceptHeader	{	font-size: 10pt;
					font-weight: bold;
					color: #333333;
					background-color: #cccccc;
					border: 1px solid #333333;
				}

.conceptContent	{	font-size: 8pt;
					color: #555555;
					text-align: justify;
					background-color: #eeeeee;
					border-right: 1px solid #333333;
					border-left: 1px solid #333333;
					border-bottom: 1px solid #333333;
				}
.conceptContentOnly	{	font-size: 8pt;
						color: #555555;
						text-align: justify;
						background-color: #eeeeee; }

 .copyright       { color: #cccccc; font-size: 8pt; }
A.copyright       { color: #cccccc; font-size: 8pt; text-decoration: none; }
A.copyright:hover { color: #004d99; font-size: 8pt; text-decoration: underline; }